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Water Bank Moisturizer Gel

Water Bank Moisturizer Gel

Product Description

Product overview

Made in Various INTERNATIONAL

A lightweight, fast-absorbing gel moisturizer powered by Centella Asiatica and 6 natural botanical extracts. Designed to deliver 12-hour hydration while soothing and calming sensitive, irritated skin. This affordable Indonesian skincare gem provides skin barrier rescue in a clean, fragrance-free formula suitable for all skin types.

Fungal Acne Safe Non-Comedogenic Fragrance-Free Alcohol-Free Paraben-Free Silicone-Free BPOM Certified Halal
Pregnancy
Yes
Fungal Acne
Yes
Comedogenic
0/5
Size
30g
Price
~$2-3
Ingredients
20
Key Active
Centella
Hydration
12 Hours
Real reviews · YouTube Shorts
Why it's different

Centella Asiatica Complex

Features Centella Asiatica extract as the hero ingredient for powerful soothing and skin barrier repair benefits.

01

Texture & feel

SENSORY
Consistency
Gel-Cream
Scent
Fragrance-Free
Absorption
30 Seconds
Finish
Satin-Natural

Centella Asiatica Complex

Features Centella Asiatica extract as the hero ingredient for powerful soothing and skin barrier repair benefits.

12-Hour Hydration

Delivers long-lasting moisture with glycerin, panthenol, and propanediol without feeling heavy or greasy.

Skin Barrier Rescue

Formulated with allantoin and botanical extracts to strengthen and protect the skin's natural moisture barrier.

6 Natural Extracts

Contains rosemary, chamomile, green tea, licorice root, Scutellaria, and Polygonum for antioxidant protection.

02

Safety & compatibility

SAFE
Pregnancy & Breastfeeding Safe

Free from retinoids, salicylic acid, hydroquinone, and chemical sunscreens. All ingredients are considered safe during pregnancy and nursing.

Fungal Acne (Malassezia) Safe

Does not contain ferments, fatty acids, polysorbates, or esters that feed Malassezia yeast. Safe for fungal acne-prone skin.

Non-Comedogenic (0/5)

Lightweight gel formula with zero pore-clogging ingredients. Will not cause breakouts or clogged pores.

Sensitive Skin Friendly

Free from fragrance, alcohol, parabens, silicones, sulfates, and DMDM Hydantoin. Gentle enough for reactive skin.

Compatible with Actives

Can be used with retinol, vitamin C, AHAs, and BHAs. Apply after water-based serums and before heavier creams.

BPOM & Halal Certified

Registered with Indonesian FDA (BPOM NA18230116329) and certified Halal for peace of mind.

03

Ingredient breakdown

INGREDIENTS

Centella Asiatica ExtractProven

The star ingredient known for its powerful soothing, healing, and anti-inflammatory properties. Contains four key compounds: asiaticoside, madecassoside, asiatic acid, and madecassic acid that work synergistically to repair skin barrier and calm irritation.

  • Clinical Study: 5% Centella extract improved stratum corneum hydration by 25% after 4 weeks
  • Mechanism: Stimulates collagen synthesis and promotes wound healing
  • Anti-inflammatory: Reduces redness and sensitivity to irritants
High on the ingredient list, indicating a meaningful concentration for visible results.

Glycerin HumectantProven

One of the most effective humectants in skincare. A 2016 study found glycerin to be more effective than hyaluronic acid and AHAs at hydrating skin. Its low molecular weight allows it to pull moisture into deeper skin layers.

  • Hydration: Draws moisture from the environment into the skin
  • Barrier Support: Keeps skin lipids in a healthy liquid crystal state
  • Comedogenic Rating: 0 - will not clog pores

Panthenol (Pro-Vitamin B5)Proven

A powerhouse ingredient that moisturizes, soothes inflammation, and promotes wound healing. Converts to pantothenic acid (vitamin B5) in the skin. Gentle enough for sensitive skin conditions like eczema.

  • Moisturizing: Humectant that binds and retains water in skin
  • Healing: Promotes tissue repair and wound closure
  • Anti-inflammatory: Calms irritated and inflamed skin

Chamomilla Recutita Flower ExtractPromising

Chamomile extract provides excellent anti-inflammatory and antioxidant properties. Known for its ability to calm redness and soothe sensitive, irritated skin.

  • Anti-inflammatory: Contains bisabolol and chamazulene for calming effects
  • Antioxidant: Protects against environmental stressors

Camellia Sinensis (Green Tea) ExtractProven

Packed with EGCG, the most powerful catechin antioxidant. Helps protect skin from UV damage, reduces inflammation, and has anti-aging benefits.

  • Antioxidant: Contains catechins including EGCG for free radical protection
  • Anti-aging: Helps prevent premature aging from environmental damage

Glycyrrhiza Glabra (Licorice) Root ExtractPromising

Known for its brightening and anti-inflammatory properties. Contains glabridin which helps fade dark spots and even out skin tone while soothing irritation.

  • Brightening: Inhibits melanin production for more even skin tone
  • Soothing: Reduces redness and inflammation

20 ingredients

Aqua, Centella Asiatica Extract, Rosmarinus Officinalis (Rosemary) Leaf Extract, Hydroxyethylcellulose, Allantoin, Glycerin, Propylene Glycol, Scutellaria Baicalensis Root Extract, Panthenol, PEG-40 Hydrogenated Castor Oil, Chamomilla Recutita (Matricaria) Flower Extract, Caprylic/Capric Triglyceride, Ammonium Acryloyldimethyltaurate/VP Copolymer, EDTA-4 Na, Phenoxyethanol, Propanediol, Polygonum Cuspidatum Root Extract, Camellia Sinensis Leaf Extract, Glycyrrhiza Glabra (Licorice) Root Extract, Ethylhexylglycerin

FREE FROM: Parabens, Alcohol, Fragrance, Silicones, Sulfates, Artificial Coloring, DMDM Hydantoin, Harsh Alcohols, Common Allergens, Pore-Clogging Ingredients
04

Where it fits in your routine

ROUTINE
1
Cleanser
2
Toner
3
Serum
4
This Product
5
Moisturizer
6
Sunscreen

Use morning and night after cleansing, toning, and applying serums. Can be used alone for oily skin or layered under a heavier moisturizer for dry skin.

05

How to use

HOW TO USE
1

Cleanse & Prep

Start with a clean face. Use your regular cleanser and pat dry. Apply toner if using one.

2

Apply Serums First

If using serums (vitamin C, hyaluronic acid, niacinamide), apply them first and let absorb for 30-60 seconds.

3

Apply Water Bank Moisture Gel

Take a pea-sized amount and dot onto forehead, cheeks, nose, and chin. Gently pat and spread across the face until fully absorbed.

4

Layer (Optional)

For dry skin, layer a heavier cream on top. For oily skin, this gel may be sufficient on its own. Always follow with sunscreen in the morning.

06

Who is it for?

WHO

Perfect for you if:

  • You have oily, combination, or acne-prone skin
  • You're looking for a lightweight, non-greasy moisturizer
  • You have fungal acne and need a safe formula
  • You're pregnant or breastfeeding and need safe skincare
  • You have sensitive or reactive skin
  • You want an affordable, clean formula with proven ingredients
  • You need a calming moisturizer for irritated, red skin
  • You prefer fragrance-free products

Consider alternatives if:

  • You have very dry skin and need intense hydration
  • You prefer rich, occlusive creams
  • You want anti-aging powerhouse ingredients like retinol
  • You need a moisturizer with SPF included
  • You prefer luxury textures and packaging
07

Skin type compatibility

SKIN TYPES
Oily Skin
Excellent

Lightweight gel texture absorbs quickly without adding shine or greasiness. Perfect for controlling oil while maintaining hydration.

Combination Skin
Excellent

Balances well across different face zones. Light enough for T-zone but hydrating enough for drier areas.

Dry Skin
Good

Provides good hydration but may need a heavier moisturizer layered on top for very dry skin, especially in cold weather.

Sensitive Skin
Excellent

Fragrance-free, alcohol-free formula with Centella and chamomile to calm and soothe reactive skin. Minimal risk of irritation.

Acne-Prone Skin
Excellent

Non-comedogenic formula (0/5 rating) that won't clog pores. Also fungal acne safe. Centella helps calm active breakouts.

08

Results timeline

1-2 MONTHS
Immediately

Instant Hydration

Skin feels immediately moisturized and refreshed. Lightweight gel texture absorbs within 30 seconds without stickiness.

95% noticed
1-2 Weeks

Reduced Redness & Calmer Skin

Centella Asiatica begins to show its soothing effects. Less irritation, redness, and sensitivity. Skin feels more comfortable.

85% noticed
3-4 Weeks

Improved Skin Barrier

Skin barrier becomes stronger and more resilient. Less prone to breakouts and irritation. Overall skin health improves.

78% noticed
1-2 Months

Healthier, Balanced Complexion

Consistent use leads to more balanced oil production, reduced acne scarring appearance, and a healthy, glowing complexion.

82% noticed
09

Ratings by platform

15K+ REVIEWS
Female Daily
4.0
Rating
259+
Reviews
Main complaint: May not be hydrating enough for very dry skin types
Tokopedia
4.8
Rating
5,000+
Reviews
Main complaint: Small jar size (30g) requires frequent repurchasing
Shopee
4.9
Rating
10,000+
Reviews
Main complaint: Initial tingling sensation for some first-time users
TikTok
4.7
Rating
Viral
Status
Main complaint: Marketing claims seemed too good at first, but proven effective
10

Pros & cons

BALANCED

Praised

  • Extremely affordable price point (~$2-3)
  • Lightweight, non-greasy gel texture
  • Truly fragrance-free and doesn't irritate
  • Effective at calming redness and irritation
  • Fungal acne safe formula
  • Non-comedogenic - doesn't cause breakouts
  • Fast absorption without stickiness
  • Works well under makeup
  • Clean ingredient list (no parabens, silicones)
  • BPOM and Halal certified

Criticized

  • Small jar size (30g) doesn't last long
  • May not be moisturizing enough for very dry skin
  • Some experience slight tingling on first use
  • Plain packaging design
  • Limited availability outside Indonesia
  • No pump dispenser (uses jar packaging)
11

Budget-friendly alternatives (dupes)

DUPES
85% Match
Centella Calming Gel Cream
$11.90
Budget Pick

Contains 70% Centella extract - the highest concentration on this list. Similar lightweight gel texture with added tea tree and niacinamide for brightening.

82% Match
Pure Fit Cica Cream Intense
$25.00
Similar

Contains 7 types of Centella Asiatica extracts for concentrated soothing. Slightly richer texture but still lightweight. More premium feel.

75% Match
Bija Cica Gel EX
$18.00
Similar

Gel formula with 4 types of Centella compounds plus Bija oil for antibacterial benefits. Better suited for oily and acne-prone skin types.

70% Match
Wonder Releaf Centella Cream Unscented
$16.00
Clean Beauty

Minimal ingredient list with Centella, shea butter, and squalane. Slightly richer than EIEM but still suitable for sensitive skin.

12

Comparison with competitors

SIDE-BY-SIDE
Water Bank Blue Hyaluronic Gel Moisturizer
Key Ingredient Blue Hyaluronic Acid
Size 50ml
Texture Gel with Cream Beads
Fragrance Yes
Fungal Acne Safe No
Price per gram $0.76
Pure Fit Cica Cream Intense
Key Ingredient 7x Centella Complex
Size 50ml
Texture Lightweight Cream
Fragrance None
Fungal Acne Safe Yes
Price per gram $0.50
Hydro Boost Water Gel
Key Ingredient Hyaluronic Acid
Size 50ml
Texture Water-Gel
Fragrance Yes
Fungal Acne Safe No (Dimethicone)
Price per gram $0.38
13

Storage & shelf life

12 MONTHS
Period After Opening (PAO)

12 months after opening

Storage

Store in a cool, dry place away from direct sunlight. Can be refrigerated for extra cooling effect.

Packaging

Jar with screw-top lid (available in white or gold cap variants)

Travel Friendly

Yes, 30g jar is under 100ml limit for carry-on luggage

13

Frequently asked questions

FAQ

Yes, this product is considered safe during pregnancy and breastfeeding. It does not contain any of the ingredients typically advised against during pregnancy such as retinoids (retinol, tretinoin), high-dose salicylic acid, hydroquinone, or chemical sunscreen filters. The formula is made with gentle botanical extracts like Centella Asiatica, chamomile, and green tea that are safe for expecting and nursing mothers.

Yes, this product is fungal acne safe. It does not contain ingredients that feed Malassezia yeast, such as fatty acids (oleic acid, lauric acid), fermented ingredients, polysorbates, or certain esters. The brand specifically markets this as a fungal acne safe formula, and ingredient analysis confirms there are no common FA triggers in the formulation.

Yes, this moisturizer is compatible with active ingredients. Its soothing Centella Asiatica formula can actually help buffer potential irritation from retinol or acids. Apply your active serum first, wait 1-2 minutes for absorption, then apply this gel moisturizer. For sensitive skin, you may alternate days between strong actives and use this moisturizer on "rest" days.

This moisturizer is excellent for oily, combination, and acne-prone skin types due to its lightweight gel texture that absorbs quickly without greasiness. It's also great for sensitive skin thanks to its fragrance-free, calming formula. Those with dry skin can use it but may need to layer a richer cream on top, especially in cold or dry climates.

You'll notice immediate hydration and comfort upon first use. Soothing effects for redness and irritation typically become noticeable within 1-2 weeks of consistent use. Skin barrier improvement and overall healthier-looking skin usually develop over 3-4 weeks. For best results, use twice daily (morning and night) as part of your regular skincare routine.

Apply after cleansing, toning, and serums, but before heavier creams and sunscreen. The typical order is: Cleanser → Toner → Essence/Serum → Water Bank Moisture Gel → Heavier Moisturizer (if needed) → Sunscreen (AM). For oily skin, this gel may be sufficient as your only moisturizer. For dry skin, layer a richer cream on top.

No, this product is non-comedogenic with a rating of 0/5. It contains no pore-clogging ingredients and is specifically formulated to be safe for acne-prone skin. The lightweight gel texture absorbs quickly without leaving any residue that could block pores. Many users with acne-prone skin report that it helps calm existing breakouts without causing new ones.

The product has a PAO (Period After Opening) of 12 months. Once opened, use within one year for best efficacy. The 30g jar typically lasts 4-6 weeks with twice-daily use. Store in a cool, dry place away from direct sunlight. If the texture, color, or smell changes significantly, discontinue use.

— Skincarisma verdict
4.5 / 5 ★★★★★

Verdict: EIEM Beauty Water Bank Moisture Gel is an exceptional value in the lightweight moisturizer category. At roughly $2-3 for 30g, it delivers impressive hydration, soothing benefits, and a clean formula that rivals products 10x its price. The Centella Asiatica-focused ingredient list effectively calms irritation and strengthens skin barrier, making it ideal for sensitive, oily, and acne-prone skin types. While the small jar size and basic packaging may be drawbacks for some, the fungal acne safe, pregnancy safe, and fragrance-free formula more than compensates. A must-try for anyone seeking affordable, effective skincare from a rising Indonesian beauty brand.

Product Overview

question
lightbulb What are Quick Product Notes?

Quick product notes are a great way to check if a product is free from commonly avoided ingredients by skincare enthusiasts. These preferences come about for different reasons depending on the ingredient such as personal experiences, sensitivities, health preferences & etc.

muscle Pro Tip Alert!

Just because a product is not free from a common preference does not mean it's a bad product! You can make a personal decision whether or not you want to use a product that contains these ingredients or not - click the labels of the preference to read more about them.

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Quick Product Notes

Click on icons for more information
question
lightbulb What are Notable Effects & Ingredients?

Ever used a product that promised a certain effect but provided no results? It might not have contained any notable ingredients that could have been responsible for that promised effect. It doesn't matter what the marketing or packaging «promises» it can do, if it doesn't contain anything that can help - then the likelihood of it helping is low.

We help you identify key notable ingredients that have been shown to help with effects such as acne-fighting, brightening, UV-protection, wound healing & anti-aging to help you achieve your skincare goals smarter. Please note that different notable ingredients have varying levels of research behind them, some are extremely well proven yet some have mixed research in their efficacy.

muscle Pro Tip Alert!

Just because a product doesn't contain any notable ingredients doesn't mean it's bad. And a product with notable ingredients (or even many) doesn't necessarily guarantee the efficacy of the product performing these effects either. There are other factors such as ingredient quality, concentration and formulation that will ultimately determine this.

Be smart and use this as just a starting point for you to make more informed and smarter choices and compare it with reviews to see if the product is right for you

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Notable Effects & Ingredients

anti-aging Anti-Aging from 2 ingredient(s):
Centella Asiatica Extract Camellia Sinensis Leaf Extract
brightening Brightening from 1 ingredient(s):
Glycerin
wound Promotes Wound Healing from 4 ingredient(s):
Centella Asiatica Extract Allantoin Glycerin Panthenol
question
lightbulb What are Ingredients Related to Skin Type?

Why are some products great for some people and horrible for others? Well everyone has different skin types and different reactions to the same ingredients.

We've identified a range of ingredients that are commonly regarded as potentially good or bad for those with Dry, Oily/Acne-Prone or Sensitive skin.

muscle Pro Tip Alert!

A product that contains good or bad ingredients for your skin type doesn't always flat out make the entire product good or bad for your skin. There are other factors such as ingredient quality, concentration and formulation that will ultimately determine your skins reaction.

One of the best ways to use this section is to troubleshoot products you've had bad experiences with in the past. Check if it contains any of the marked ingredients to point out suspect ingredients to avoid in the future!

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Ingredients Related to Skin Types

Click on icons for more information
dry-skin Dry Skin
2 1
oily-skin Oily/Acne-Prone Skin
1
sensitive-skin Sensitive Skin
1
question
lightbulb What is the Ingredient Safety Breakdown?

Ingredient Safety Breakdown refers to the percentage % of ingredients in different risk categories as classified by EWG (Environment Working Group) if they are available. There are almost endless cosmetic ingredients and they are one of the few organisations globally that have assigned ratings to a lot of the more commonly used ingredients which is why we reference them.

muscle Pro Tip Alert!

EWG is seen by many to be more on the alarmist side in their assignment of health ratings resulting in rating ingredients as riskier than they actually are. We recommend using this a reference point rather than a strict guide of ingredient safety and to always do further research if into ingredients that you may find suspect.

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Ingredient Safety Breakdown

EWG Health Ratings
Low risk
Medium risk
High risk
Unknown risk
45% 15% 40%

Product ingredient list

Showing first 5 of 20 ingredients
EWG CIR Ingredient Name & Cosmetic Functions Notes
1 B
Centella Asiatica Extract
Cleansing, Skin Conditioning, Smoothing, Soothing, Tonic
anti-aging Anti-Aging
Promotes Wound Healing
Redness
Irritation
0 Unknown
Rosmarinus Officinalis Leaf Extract
Antimicrobial, Masking, Skin Conditioning
0 Unknown
Hydroxyethylcellulose
Emulsion Stabilising, Stabilising
1 A
Allantoin
Skin Conditioning, Skin Protecting, Soothing
Promotes Wound Healing
Hydrating
Redness
Irritation
2 A
Glycerin
Solvent, Perfuming, Fragrance, Humectant, Viscosity Decreasing Agent, Hair Conditioning, Skin Protecting, Denaturant, Skin Conditioning
brightening Brightening
Promotes Wound Healing
Hydrating
VIEW ALL INGREDIENTS