Kojic Acid + Tranexamic Acid SPF 30 Face And Neck Cream

Belo

Kojic Acid + Tranexamic Acid SPF 30 Face And Neck Cream

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About this product

The Belo Kojic Acid + Tranexamic Acid SPF 30 Face And Neck Cream is a moisturizer. Our analysis of its 36 ingredients (25 low-risk) rates it Excellent (87/100). Based on its ingredients, it looks well-suited to oily / acne-prone and dry skin. Heads up: it contains fragrance, which can irritate sensitive or reactive skin.

Vegan-friendly

Summarised from our ingredient analysis — not brand marketing copy.

At a glance

Type
Moisturizers
Ingredients
36
Low-risk
25
Fragrance
Contains fragrance
Origin
Philippines
SPF
30 · blocks 96.7% UVB
Data updated
Jun 2026

The evidence

Quick Product Notes

Paraben-Free Sulfate-Free Alcohol-Free Silicone-Free EU Allergen-Free Fungal Acne (Malassezia) Safe

Notable Effects & Ingredients

No Notable Effects & Ingredients

Ingredients Related to Skin Types

Good   Bad — tap a skin type to see which ingredients · estimated from ingredient functions
Dry Skin 11/9
Good for dry skin
C12-15 Alkyl Benzoate Gluconolactone Glyceryl Stearate Cetearyl Alcohol Cetyl Alcohol Cetyl Palmitate Simethicone Butylene Glycol Dimethicone Cyclopentasiloxane Cyclotetrasiloxane
Caution for dry skin
Bee Venom Cetyl Alcohol Sorbitan Olivate Sorbitan Palmitate Alumina Ceteareth-20 Triethanolamine Ceteareth-12 Tranexamic Acid
Oily/Acne-Prone Skin 2/0
Good for oily/acne-prone skin
Bee Venom Tranexamic Acid
Sensitive Skin 3/9
Good for sensitive skin
Kojic Acid Bee Venom Dimethicone
Caution for sensitive skin
Gluconolactone Kojic Acid Cetyl Alcohol Cetyl Palmitate Butylene Glycol Phenoxyethanol Triethanolamine Benzophenone-3 Ceteareth-12

Ingredients list

36 total
Lower hazard (1) Higher hazard (8)
All36 Skin Conditioning18 Emollient9 Fragrance8 Emulsifying8 Viscosity Controlling6 Emulsion Stabilising6 Surfactant6 Solvent5
EWG CIR Ingredient Name & Cosmetic Functions Notes
1
Water
(Solvent)
6
Ethylhexyl Methoxycinnamate
(Uv Absorber, Uv Filter)
Bad for Oily Skin
Bad for Oily Skin
Bad for Sensitive Skin
Bad for Sensitive Skin
1
A
Niacinamide
(Hair Conditioning, Skin Conditioning, Smoothing)
Butyrospermum Parkii Butter
(Skin Conditioning, Viscosity Controlling)
5
A
Cyclotetrasiloxane
(Hair Conditioning, Skin Conditioning, Emollient, Solvent)
3
A
Cyclopentasiloxane
(Hair Conditioning, Skin Conditioning, Emollient, Solvent)
Silicone
Silicone
1
A
Cetyl Alcohol
(Emulsion Stabilising, Fragrance, Opacifying, Emulsifying, Surfactant, Foam Boosting, Viscosity Increasing Agent, Emollient, Masking, Viscosity Controlling)
1
A
Glyceryl Stearate
(Emollient, Emulsifying)
Fungal Acne
Fungal Acne Trigger
3
B
Ceteareth-20
(Cleansing, Emulsifying, Surfactant)
3
7
B
Ceteareth-12
(Emulsifying, Surfactant)
1
A
Cetearyl Alcohol
(Emulsion Stabilising, Opacifying, Foam Boosting, Viscosity Increasingagent Aqueous, Viscosity Increasing Agent, Emollient, Emulsifying, Viscosity Controlling)
1
B
Cetyl Palmitate
(Fragrance, Emollient, Masking, Skin Conditioning)
1
A
Butylene Glycol
(Fragrance, Skin Conditioning, Solvent, Viscositydecreasing Agent, Humectant, Masking, Viscosity Controlling)
Good for Dry Skin
Good for Dry Skin
1
Bee Venom
(Astringent, Skin Protecting)
4
A
Phenoxyethanol
(Fragrance, Preservative)
Paraben
Paraben
1
A
Ethylhexylglycerin
(Deodorant, Skin Conditioning)
3
A
Dimethicone
(Antifoaming Agent, Skin Protecting, Emollient, Skin Conditioning)
Silicone
Silicone
1
A
Cetearyl Dimethicone Crosspolymer
(Hair Fixing)
1
A
C12-15 Alkyl Benzoate
(Skin Conditioning, Emollient, Antimicrobial)
2
Butyl Methoxydibenzoylmethane
(Uv Absorber, Uv Filter)
PARFUM
(Fragrance, Perfuming)
3
Octocrylene
(Sunscreen Agent, Uv Absorber, Uv Filter)
8
Benzophenone-3
(Uv Absorber, Uv Filter)
Bad for Oily Skin
Bad for Oily Skin
Bad for Sensitive Skin
Bad for Sensitive Skin
1
A
Sorbitan Palmitate
(Emulsifying, Surfactant)
Fungal Acne
Fungal Acne Trigger
1
A
Sorbitan Olivate
(Emulsifying, Surfactant)
Fungal Acne
Fungal Acne Trigger
1
3
Titanium/Titanium Dioxide
(Cosmetic Colorant, Opacifying)
2
A
Alumina
(Abrasive, Absorbent, Anticaking Agent, Bulking Agent, Opacifying, Viscosity Controlling)
1
Simethicone
(Antifoaming Agent, Emollient, Hair Conditioning, Skin Conditioning)
1
Ethylhexyl Methoxycrylene
(Uv Absorber)
1
A
Carbomer
(Emulsion Stabilising, Viscosity Increasing Agent, Gel Forming, Viscosity Controlling)
5
B
Triethanolamine
(Fragrance, Ph Adjuster, Emulsifying, Surfactant, Buffering Agent, Masking)
1
Gluconolactone
(Fragrance, Humectant, Solvent)
2
A
Tetrasodium EDTA
(Chelating Agent)
Bisabolol
(Fragrance, Skin Conditioning, Soothing)
6
7
B
Kojic Acid
(Antioxidant)
Good for Dry Skin
Good for Dry Skin
Tranexamic Acid
(Cosmetic Astringent, Skin Conditioning)

My Ingredient Notes

No personal ingredient notes yet. Save ingredients to your profile to get good/bad alerts here.

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Key ingredients

Chemical UV Filter
Absorbs UV rays to help prevent sun damage.
Antioxidants
Shields skin from free radical damage.
PHA
Gently exfoliates and hydrates with less irritation.
Niacinamide
Strengthens, smooths, and brightens skin.
Tranexamic Acid
Helps fade dark spots and even skin tone.
Kojic Acid
Brightens skin and helps fade dark spots.
Mineral UV Filter
Reflects UV rays using mineral barriers.
Exfoliators
Removes dead skin cells to smoothe texture.

Benefits

Scar HealingImproves the look of marks and scars.
BrighteningRestores radiance to dull, tired skin.
Reduces IrritationEases discomfort and supports skin resilience.
Barrier RepairStrengthen and restore your skin's natural barrier.
HydratingBoosts hydration and relieves dry, tight skin.
Redness ReducingSoothes visible redness and calms irritation.
Dark SpotsFades dark spots for even skin tone.
Acne FightingFights acne and helps prevent breakouts.

Concerns

Contains paraben
Contains silicone
Not fungal acne (malassezia) safe
Ceteareth-12 — higher EWG
Benzophenone-3 — higher EWG
Kojic Acid — higher EWG
May not suit sensitive skin

EWG flags hazard, not real-world risk — ratings don't account for how much of an ingredient a product contains. Treat these as things to research, not verdicts. How we score →

Ingredients explained

Water
Solvent
Low-hazard ingredient.Read moreShow less
EWG 1 Solvent
Niacinamide
Hair conditioning, Skin conditioning
Low-hazard ingredient.Read moreShow less
EWG 1 CIR A Hair conditioningSkin conditioningSmoothing
Butyrospermum Parkii Butter
Skin conditioning, Viscosity controlling
Limited public safety data.Read moreShow less
EWG N/A Skin conditioningViscosity controlling
Cetyl Alcohol
Emulsion stabilising, Fragrance
Low-hazard ingredient.Read moreShow less
EWG 1 CIR A Emulsion stabilisingFragranceOpacifyingEmulsifyingSurfactantFoam boostingViscosity increasing agentEmollientMaskingViscosity controlling
Ceteareth-20
Cleansing, Emulsifying
Low-to-moderate hazard.Read moreShow less
EWG 3 CIR B CleansingEmulsifyingSurfactant
Cetearyl Alcohol
Emulsion stabilising, Opacifying
Low-hazard ingredient.Read moreShow less
EWG 1 CIR A Emulsion stabilisingOpacifyingFoam boostingViscosity increasingagent - aqueousViscosity increasing agentEmollientEmulsifyingViscosity controlling
Cetyl Palmitate
Fragrance, Emollient
Low-hazard ingredient.Read moreShow less
EWG 1 CIR B FragranceEmollientMaskingSkin conditioning
Bee Venom
Astringent, Skin protecting
Low-hazard ingredient.Read moreShow less
EWG 1 AstringentSkin protecting
Ethylhexylglycerin
Deodorant, Skin conditioning
Low-hazard ingredient.Read moreShow less
EWG 1 CIR A DeodorantSkin conditioning
Cetearyl Dimethicone Crosspolymer
Hair fixing
Low-hazard ingredient.Read moreShow less
EWG 1 CIR A Hair fixing
C12-15 Alkyl Benzoate
Skin conditioning, Emollient
Low-hazard ingredient.Read moreShow less
EWG 1 CIR A Skin conditioningEmollientAntimicrobial
Butyl Methoxydibenzoylmethane
Uv absorber, Uv filter
Low-hazard ingredient.Read moreShow less
EWG 2 Uv absorberUv filter
PARFUM
Fragrance, Perfuming
Limited public safety data.Read moreShow less
EWG N/A FragrancePerfuming
Octocrylene
Sunscreen agent, Uv absorber
Low-to-moderate hazard.Read moreShow less
EWG 3 Sunscreen agentUv absorberUv filter
Titanium/Titanium Dioxide
Cosmetic colorant, Opacifying
Low-to-moderate hazard.Read moreShow less
EWG 1–3 Cosmetic colorantOpacifying
+ 8 more — see the full ingredients list above
Ethylhexyl Methoxycinnamate
Uv absorber, Uv filter
Potentially a skin irritantRead moreShow less
EWG 6 Uv absorberUv filter Bad for Oily SkinBad for Sensitive Skin
Cyclotetrasiloxane
Hair conditioning, Skin conditioning
Moderate-hazard ingredient.Read moreShow less
EWG 5 CIR A Hair conditioningSkin conditioningEmollientSolvent
Cyclopentasiloxane
Hair conditioning, Skin conditioning
Low-to-moderate hazard.Read moreShow less
EWG 3 CIR A Hair conditioningSkin conditioningEmollientSolvent Silicone
Glyceryl Stearate
Emollient, Emulsifying
Low-hazard ingredient.Read moreShow less
EWG 1 CIR A EmollientEmulsifying Fungal-acne trigger
Ceteareth-12
Emulsifying, Surfactant
Higher-hazard ingredient.Read moreShow less
EWG 3–7 CIR B EmulsifyingSurfactant
Butylene Glycol
Fragrance, Skin conditioning
Low-hazard ingredient.Read moreShow less
EWG 1 CIR A FragranceSkin conditioningSolventViscositydecreasing agentHumectantMaskingViscosity controlling Good for Dry Skin
Phenoxyethanol
Fragrance, Preservative
Low-to-moderate hazard.Read moreShow less
EWG 4 CIR A FragrancePreservative Paraben
Dimethicone
Antifoaming agent, Skin protecting
Low-to-moderate hazard.Read moreShow less
EWG 3 CIR A Antifoaming agentSkin protectingEmollientSkin conditioning Silicone
Benzophenone-3
Uv absorber, Uv filter
Potentially a skin irritantRead moreShow less
EWG 8 Uv absorberUv filter Bad for Oily SkinBad for Sensitive Skin
Sorbitan Palmitate
Emulsifying, Surfactant
Low-hazard ingredient.Read moreShow less
EWG 1 CIR A EmulsifyingSurfactant Fungal-acne trigger
Sorbitan Olivate
Emulsifying, Surfactant
Low-hazard ingredient.Read moreShow less
EWG 1 CIR A EmulsifyingSurfactant Fungal-acne trigger
Triethanolamine
Fragrance, Ph adjuster
Moderate-hazard ingredient.Read moreShow less
EWG 5 CIR B FragrancePh adjusterEmulsifyingSurfactantBuffering agentMasking
Kojic Acid
Antioxidant
Higher-hazard ingredient.Read moreShow less
EWG 6–7 CIR B Antioxidant Good for Dry Skin

How to use

How to use

  • 1 Where it fits: Apply near the end of your routine, after thinner serums.
  • 2 Morning only: Apply as the last step of your AM routine, after moisturiser, and reapply every ~2 hours of sun exposure.

General guidance from this product's category and active ingredients — always follow the directions on the package.

Trust & honesty

Effective levels — general guide

The concentrations these actives are typically effective at in research — not a measurement of this product.

Niacinamide 2–5% (up to 10%)

Most research uses 2–5%; some formulas go to 10%. Very high levels can cause flushing in sensitive skin.

Niacinamide

INCI lists don't disclose amounts, and we don't claim to know this product's levels — these are the ranges these ingredients are usually effective at, so you can tell a real formula from "fairy-dusting" a marketed active. How we estimate this.

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